Secure Your Credit, Unlock Your Future!
For over 15 years, Clear The Past has been a trusted leader in credit repair, helping people like you take control of your financial future.
Struggling with Bad Credit? We’ve Got You Covered.
About us
At Clear The Past, our goal is to empower individuals to take control of their financial future. By combining 15+ years of experience with personalized credit repair solutions.
Why Clients Choose Clear The Past
Fast Results
We work aggressively to remove inaccuracies quickly.
No hidden fees or surprises.
Just honest, effective service.
Complete Transparency
Your credit situation is unique.
We tailor solutions just for you!
Personalized Approach
Ongoing Support
We're with you every step toward financial freedom.
Why Clients Choose Clear The Past
Free Consultation
We evaluate your credit reports and identify all negative items.
Custom Strategy
Our team submits professional disputes to all three bureaus.
Aggressive Disputes
Our team submits professional disputes to all three bureaus.
Monitor Results
We track progress and adjust strategies for maximum impact.
Our Proven Process
Your Problems, Our Solutions
Your Problems, Our Solutions
Charge-Offs
We negotiate directly with creditors
to delete negative entries.
Our success rate with charge-offs
exceeds industry standards.
We challenge collection account
inaccuracies aggressively.
Many clients see collections removed
within the first 45 days.
Unauthorized inquiries damage
your score unnecessarily.
We identify and dispute them to
clean up your report quickly.
Collections
Hard Inquiries
15+ Years of Credit Repair Excellence
15+
93%
7.2k
30
Years Experience
Success Rate
Happy Clients
Days Average
Helping clients recover from credit challenges since 2008.
Our clients see significant improvement within 90 days.
Thousands of success stories and counting.
Most clients see their first results in under 30 days.
Payment Planning
We create affordable payment plans that work with your budget. No more overwhelming debt stress keeping you up at night.
Credit Rebuilding
We help you establish positive credit after settlements. Our rebuilding strategies accelerate your credit recovery.
Debt Negotiation
We negotiate with creditors to settle accounts for less than you owe. Many clients save 40-60% on their outstanding balances.
Settlement Resolution Program
How quickly will I see results?
Most clients see their first results within 30 days. Complete credit restoration will.
Is credit repair legal?
Absolutely. The Fair Credit Reporting Act gives you the right to dispute inaccurate information on your credit reports.
How do I get started?
Call us at 718-989-4050 or email info@clearthepast.com to schedule your free consultation.
What does it cost?
Our pricing is tailored based on your needs. We offer a free consultation to understand your goals and provide a custom quote.
Frequently Asked Questions
Send Us a Message
© 2025. Clear The Past All rights reserved.
Support
+1 718-989-4050
info@clearthepast.com